Small Business Retirement Plans

Unlock the Full Potential in Small Business Plans

Small businesses can offer big opportunities. They give retirement specialists the chance to build strong relationships on multiple levels—with the business, its owners and its employees. The question is, how can you deliver excellent service at a reasonable cost?


Pershing can help you meet the diverse needs of small businesses in a cost-effective way.

Small Business Retirement Plans


We make it more convenient to deliver popular, easy-to-administer plans that are designed to meet the unique needs of small businesses—regardless of their size or sector. Pershing supports individual brokerage accounts for the following plans:

  • Simplified Employee Pension (SEP) Individual Retirement Account (IRA)
  • Savings Incentive Match Plan for Employees (SIMPLE) IRA
  • Individual 401(k)
  • 401(k) Plans
  • 403(b)(7) Custodial Accounts
  • Money Purchase Pension Plans
  • Profit Sharing Plans

Low-Cost Mutual Fund Only Option

Now you can help small businesses control expenses by offering a distinctive benefit from Pershing. Available exclusively to Pershing clients, our Mutual Fund Only Option is available for small business SEP and SIMPLE IRA plans. It carries a low-cost annual maintenance fee.

Full-Featured Retirement Plans

For more complex plans, Pershing's Retirement Plan Network offers a flexible open-architecture platform for the sales, servicing and custody of retirement plan assets—integrated into NetX360®

Business-Building Tools and Resources


Pershing offers extensive ready-to-go resources to help small business retirement specialists grow their revenue and engage their clients and prospects.

Related Solutions

Ask how we can help transform your business