Individual Retirement Accounts

Individual Retirement Accounts

Find the Right Solution for Your Clients' Needs

Pershing is a one-stop source for a range of individual retirement solutions—along with a wealth of tools and resources to help advisors grow their retirement business. Choose from Traditional, Roth, and Rollover individual retirement accounts (IRAs) that feature convenient account services and distribution options.

A Single Gateway to Thousands of Investments

Finding the right solution for a client's retirement needs is fast and easy on our open-architecture platform. Pershing is your source for:

  • More than 20,000 load and no-load mutual funds from over 600 fund families
  • A full lineup of investment solutions, including:
    • Alternative investments
    • Domestic exchange-traded funds
    • FDIC-insured deposit and sweep vehicles
    • Individual securities
    • Managed investments
Opportunities to Receive Faster Payment

Our platform offers registered representatives the potential to earn income faster. That's because processing is automated for commission and 12b-1 payments for assets held on our platform. Also, registered representatives can receive commission payments monthly instead of quarterly from select companies.

Flexible Distribution Options

Each of your clients is unique. That's why Pershing offers a wide range of options for IRA distributions, including:

  • Pershing's Corestone asset management account
  • IRA Resource Checking
  • Fed wires
  • Electronic funds transfer
Automated Required Minimum Distributions (RMDs)

At the account owner's request, Pershing will automatically calculate the account owner's RMD amount on an annual basis. The account owner may establish a pre-set payment plan based on his or her needs.

Successor Beneficiaries for Stretch IRAs

Pershing offers advisors an additional opportunity to address their clients' estate planning needs. We allow investors using the stretch distribution strategy to name successor beneficiaries, prompting clients to engage in broader conversations with their advisors.

Low-Cost Mutual Fund Only Option

Available exclusively to Pershing clients, our Mutual Fund Only Option for IRAs carries a low-cost annual maintenance fee of only $10. The option is also available for small business client SEP and SIMPLE IRAs.

Mutual funds may not be available in all jurisdictions. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. Contact your financial organization for a prospectus. Investors should read the prospectus carefully before investing.

Featured Solutions and Resources