Lending Solutions
Lending Solutions

Searching for additional revenue opportunities? Be sure to look at both sides of your clients' balance sheets.

Working with Pershing, you can become your clients' preferred source for virtually all of their credit needs—including consumer borrowing, margin lending, mortgages, and fully paid securities lending. We offer a full lineup of competitive products to help your clients manage liquidity and enhance their investment power.

Margin Lending through CreditAdvance®

  • Expanded investment power to help your clients pursue their objectives
  • Flexible terms and competitive rates with no additional fees

Securities-Based Consumer Lending through LoanAdvance®

  • Enhanced borrowing power that can be used for personal or business needs, without disturbing a single investment holding
  • Ability to borrow 70% or more of the market value of qualified securities at competitive interest rates, with no established repayment term and no additional fees

Mortgage and Home Equity Loans through RealAdvance™

  • Online access to residential mortgages, commercial mortgages, home equity loans, and home equity lines of credit

Fully Paid Securities Lending

  • Additional revenue opportunities for high-net-worth investors who lend fully paid-for securities in their cash accounts to Pershing
  • A portion of the revenue earned is shared with your firm and your client
  • Uninterrupted client account positions for purposes of profits, losses, tax-lot accounting, hedges, and holdings representation—plus substitute payments for dividends
  • SIPC coverage on cash collateral for loaned securities

Contact us today to see how we can help you provide competitive lending solutions.

 

Expand borrowing power

Provide your clients an alternative to high-rate loans and credit cards with securities-based lending through LoanAdvance®.

CreditAdvance®

Enhance your clients' purchasing power with CreditAdvance®—a securities-based margin lending tool.